●Banks Platform GLOBAL
◆Uptime 99.99% SLA
●Loan Decisions 8s AI
◆Compliance 60+ frameworks
●Channels 9 natively
◆Countries 180 globally
●Banks Platform GLOBAL
◆Uptime 99.99% SLA
●Loan Decisions 8s AI
◆Compliance 60+ frameworks
●Channels 9 natively
◆Countries 180 globally
Community & Retail Banks · zung.ai Global
Core banking that
thinks for
every customer.
zung.ai gives community, rural, and retail banks AI capabilities that only tier-1 institutions could previously afford — intelligent lending, risk management, regulatory compliance, and omnichannel banking globally.
DM
LO
SC
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Hundreds of banks live across 180 countries
99.99%
Uptime
8s
AI Loan
60+
Frameworks
✅AI loan origination — 8-second decisions
📊Basel III/IV compliance — auto-computed
🛡️Omnichannel — App + Web + WhatsApp
🤖IFRS 9 ECL — automated staging & provision
BASEL III/IV · IFRS 9 · CENTRAL BANK COMPLIANT
99.99% uptime SLA — contractually guaranteed ✓
AI banking for every community bank globally ✓
99.99%
Platform uptime SLA guaranteed
8s
AI loan decision speed end-to-end
60+
Regulatory frameworks in 180 countries
180+
Countries with active bank deployments
Built for community & retail banks
Enterprise AI banking.
Community price.
Full commercial banking with AI at every layer — giving community banks tools to compete with digital challengers globally.
Current & Savings Accounts
Full deposit suite — current, savings, term deposits, notice accounts — with AI savings nudges and personalised product recommendations for every customer globally.
Full Deposits
Commercial & Retail Lending
End-to-end loan lifecycle — AI underwriting, automated decisions, disbursement, and early warning collections across personal, SME, mortgage, and trade finance globally.
Full Lending
Basel III/IV Capital Compliance
Automated CAR computation, ICAAP/ILAAP documentation, stress testing, and central bank reporting in every market without manual effort globally.
Basel III/IV
Omnichannel Digital Banking
Mobile app, web portal, WhatsApp, USSD, and voice IVR — same AI intelligence layer. Members switch channels mid-session with zero re-entry globally.
9 Channels
AI Risk & Portfolio Intelligence
Real-time portfolio monitoring, 90-day default early warnings, IFRS 9 ECL staging, and stress testing globally.
Risk AI
Multi-Branch Management
Centralised management of unlimited branches — inter-branch settlement, shared liquidity, and branch performance dashboards globally.
Multi-Branch
Purpose-built for Banks
Bank-grade AI banking.
Live in 6 weeks.
Community banks use zung.ai for AI-native core banking — full commercial functionality, regulatory compliance, and digital channels across 180 countries globally.
Basel III/IVIFRS 9180 countriesSOC 2 Type II