Pricing Transparent · No Hidden Fees
Go-Live 6 weeks — all plans
Free Assessment MFI Health Audit included
Countries 180+ globally
Annual Saving 20% off with annual billing
Support 24/7 for all paid plans
Compliance 60+ frameworks · all plans
Data Migration Free on all plans
Pricing Transparent · No Hidden Fees
Go-Live 6 weeks — all plans
Free Assessment MFI Health Audit included
Countries 180+ globally
Annual Saving 20% off with annual billing
Support 24/7 for all paid plans
Compliance 60+ frameworks · all plans
Data Migration Free on all plans
Transparent Pricing · zung.ai Global

AI banking priced
for every MFI.
Every scale.

Simple, transparent pricing — no setup fees, no hidden charges, no per-transaction surprises. Every plan includes AI credit scoring, compliance automation, and full data migration support globally.

Monthly
Annual Save 20%
Annual billing saves 2.4 months · cancel anytime
🌱
Starter
Perfect for small SACCOs and credit unions getting started with AI banking globally.
$149/mo
billed monthly · up to 2,000 members
Get Started →
Core Banking
Real-time general ledger
Loan & savings products
Automated EOD processing
Up to 3 branches
AI & Channels
AI credit scoring (basic)
WhatsApp & USSD banking
Custom AI model training
Field agent mobile app
Compliance
AML / KYC automation
Regulatory reporting (5)
Custom compliance rules
Support
Email & chat support
Zung Academy access
Free data migration
🚀
Growth
For growing MFIs and SACCOs expanding members, products, and digital channels globally.
$349/mo
billed monthly · up to 10,000 members
Start Growth →
Core Banking
Everything in Starter
Unlimited branches
Multi-currency support
Group & solidarity lending
AI & Channels
Full AI suite (10 agents)
All 9 channels active
Field agent mobile app
Custom AI model training
Compliance
Full compliance suite
All regulatory reports (30)
IFRS 9 automation
Support
Priority support (24hr SLA)
Dedicated onboarding
30-day hypercare
Scale
For established MFIs and banks ready for full AI banking transformation globally.
$799/mo
billed monthly · up to 50,000 members
Start Scaling →
Core Banking
Everything in Growth
Multi-entity management
Open banking API gateway
Treasury & liquidity module
AI & Channels
All 18 AI agents active
Custom AI model training
BaaS & embedded finance
White-label mobile app
Compliance
All 60+ frameworks
Basel III/IV automated
Custom SAR workflows
Support
24/7 priority support
Named success manager
90-day hypercare
🏛️
Enterprise
For large institutions, networks, white-label deployments, and multi-entity groups globally.
Custom
100,000+ members · unlimited entities
Talk to Sales →
Core Banking
Everything in Scale
Unlimited members & entities
Dedicated cloud environment
Custom SLA & uptime terms
AI & Channels
Full AI model customisation
White-label deployment
Custom API integrations
Partner reseller licence
Compliance
Custom compliance build
Data sovereignty options
Regulatory engagement support
Support
Dedicated support team
Executive business reviews
Custom SLA response times
No setup fees
Free data migration
Cancel anytime
6-week go-live
SOC 2 Type II
180 countries
What's always included

Every plan includes the
AI foundations your institution needs.

No matter which plan you choose, every zung.ai institution gets the core AI banking infrastructure that makes financial inclusion possible globally.

🧠
AI Intelligence Core
Every plan includes the zung.ai AI brain — credit scoring, fraud detection, and risk monitoring — activated from day one globally.
All plans
🔐
AES-256 Encryption
All member data encrypted at rest and in transit — AES-256 and TLS 1.3 — with no additional security cost globally.
All plans
📋
AML / KYC Automation
Real-time transaction screening, sanctions checking, and KYC automation included in every plan globally.
All plans
🔄
Free Data Migration
Full data migration from your existing CBS — at no additional cost, on every plan, with 100% data fidelity globally.
All plans
🎓
Zung Academy
Structured learning paths and professional certifications for your entire team — included in every plan globally.
All plans
🌍
Global Infrastructure
99.99% uptime SLA, automated backups, and managed cloud hosting — included in every plan, no IT team needed globally.
All plans
Full feature comparison

Compare every feature
across all plans.

Every capability mapped across every plan — so you can make the right choice for your institution's current stage and future growth globally.

Feature Starter Growth Scale Enterprise
Core Banking
Real-time general ledger
Automated EOD processing
Branches Up to 3 Unlimited Unlimited Unlimited
Multi-currency support
Multi-entity management
Open banking API gateway
AI Intelligence
AI credit scoring Basic Full (10 agents) Full (18 agents) Custom
Fraud detection AI
Default early warning (90-day)
Custom AI model training
Channels
WhatsApp & USSD banking
All 9 channels
Field agent mobile app
White-label mobile app
Compliance
AML / KYC automation
Regulatory reports 5 reports 30 reports 60+ reports Custom
IFRS 9 ECL automation
Basel III/IV capital reporting
Support
Support SLA Email / 48hr Priority / 24hr 24/7 / 4hr Custom / <1hr
Named success manager
Hypercare post-go-live 30 days 90 days Custom
Member-based pricing

Pricing that scales with
your institution.

Your plan is determined by your member count — as you grow, you move to the next band. No per-transaction fees. Ever.

0–2K
Starter
$149
/month
2K–10K
Growth
$349
/month
10K–50K
Scale
$799
/month
50K+
Enterprise
Custom
contact sales
Optional add-ons

Extend your plan with
purpose-built add-ons.

Add specific capabilities to any plan — activate what you need, when you need it, at transparent pricing globally.

🤖
Custom AI Model Training
Train and fine-tune custom credit scoring and fraud detection models on your own institution's data. Included in Scale and Enterprise; add to Starter or Growth plans.
+$199/mo
AI Add-On
📱
White-Label Mobile App
Launch your institution's branded iOS and Android banking app — app store submission, maintenance, and updates managed by zung.ai. Included in Scale; add to Growth.
+$299/mo
Channels
🏗️
Islamic Banking Module
Full Shariah-compliant product structuring — Murabaha, Ijara, Musharaka, Takaful, and Wakala — with Shariah supervisory board reporting. Add to any plan.
+$149/mo
Compliance
🌍
Additional Language Pack
All plans include 5 languages. Add additional language packs for WhatsApp, USSD, app, and SMS channels. Each pack covers 5 additional languages globally.
+$49/mo per pack
Channels
☁️
Dedicated Cloud Environment
Isolated AWS or Azure environment for your institution — dedicated compute, separate database, and custom data residency. Replaces shared cloud hosting.
+$499/mo
Infrastructure
🛡️
Managed Banking Operations
Let zung.ai run your entire platform — 24/7 monitoring, managed EOD, AI model optimisation, and 15-minute incident response. Add to any plan.
+$399/mo
Managed Ops
Frequently asked questions

Everything you need to know
about zung.ai pricing.

Are there any setup fees or hidden charges?
No setup fees. No hidden charges. No per-transaction fees. Your monthly subscription is your total cost — the only additions are optional add-ons you choose to activate. Data migration from your existing CBS is included free in every plan globally.
How does member-based pricing work?
Your plan is determined by your active member count — the number of members who have had at least one transaction in the past 90 days. As your institution grows and your member count crosses a band threshold, you'll move to the next plan at your next billing cycle. We'll give you 30 days' notice before any plan change globally.
Can I start on Starter and upgrade later?
Yes. You can upgrade to a higher plan at any time — your new plan activates immediately and you're billed the pro-rated difference for the remainder of the month. All your data, configurations, and AI models carry forward. Downgrading is also possible at the end of any billing cycle globally.
What's included in the free data migration?
Every plan includes a fully managed migration from your current CBS — regardless of which platform you're on (Temenos T24, Mifos, Mambu, Flexcube, or custom-built). The migration includes data audit, schema mapping, transformation scripts, parallel run, and a 100% reconciliation check. Zero data loss guarantee. The only thing you provide is access to your existing system globally.
What does the 20% annual discount apply to?
The 20% annual discount applies to your base plan subscription when you commit to 12 months of billing upfront. Add-ons are billed at their standard monthly rates. Annual subscribers also get priority access to new features and a dedicated account manager globally.
How long does implementation take?
Our target is 6 weeks from contract signing to go-live — and we've achieved this across 340+ deployments globally. The timeline covers data migration, system configuration, UAT testing, staff training, and go-live support. All plans include the Zung Desk Implementation team at no extra cost globally.
Is there a free trial available?
We offer a free MFI Health Audit — a 5-day AI-powered assessment of your current core banking system, producing a board-ready readiness report and migration plan — at no cost with no obligation. We also run a full product demonstration with your data in our sandbox environment before any contract is signed globally.
What currencies can I pay in?
We accept payment in USD, EUR, GBP, and selected local currencies including NGN, GHS, KES, ZAR, BRL, and INR. Pricing for non-USD currencies is set at the beginning of each annual period and held for 12 months. Contact our sales team for local currency pricing in your market globally.
Start your AI banking journey

Ready to give your members
AI banking in 6 weeks?

Book a free MFI Health Audit, request a demo, or talk to our sales team — we respond within 4 hours, and your assessment is free with no obligation globally.

Free assessment 6-week go-live No setup fees 180 countries