● Compliance Engine ACTIVE
◆ Reports Auto-Generated 2,840 today
● Compliance Score 99.6% across network
◆ Regulatory Deadlines Zero missed · Ever
● Real-Time Monitoring 18,400 rules checked
◆ Audit Docs Ready Instant export
● Frameworks Covered 60+ jurisdictions
◆ Manual Hours Saved 74% reduction
● Compliance Engine ACTIVE
◆ Reports Auto-Generated 2,840 today
● Compliance Score 99.6% across network
◆ Regulatory Deadlines Zero missed · Ever
● Real-Time Monitoring 18,400 rules checked
◆ Audit Docs Ready Instant export
● Frameworks Covered 60+ jurisdictions
◆ Manual Hours Saved 74% reduction
AI-Powered Core Banking · Regulatory & Compliance Automation

Compliance that
runs itself,
reports itself

zung.ai's compliance automation platform monitors every transaction and process against 60+ regulatory frameworks in real time — generating audit-ready reports automatically, alerting on breaches before they become fines, and eliminating the manual compliance overhead that drains your team.

Request a Demo → View API Docs
CL
MR
JK
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Trusted by 65+ banks achieving 99.6% compliance scores across 60+ frameworks
● LIVE
Compliance Dashboard Score: 99.6%
✓ AML / CFT Monitoring ● Compliant
✓ KYC Refresh Cycle ● On Track
! Suspicious TX Report ⚠ Due in 2d
✓ CBK Monthly Return ● Submitted
✓ Basel III Capital Ratio ● 14.2% CAR
AI Generating — STR Report #4821
AUTO-DRAFTING · FATF FORMAT · READY IN 3s
✓ CBK Monthly ✓ AML Report ✓ Basel III ⟳ STR Draft ✓ FATF Return
99.6%
Comply Score
2,840
Reports Today
74%
Hours Saved
CBK return — auto-submitted ✓
STR drafted in 3s ✓
Covers frameworks
By the numbers

Compliance that never misses a deadline

zung.ai eliminates the manual overhead that consumes compliance teams — automating report generation, real-time monitoring, and audit documentation across every regulatory framework you operate under.

99.6%
Average compliance score across client network
74%
Reduction in manual compliance team hours
60+
Regulatory frameworks and jurisdictions covered
Zero
Missed regulatory deadlines across client network
Core capabilities

Every compliance obligation,
handled automatically

A unified AI compliance layer that monitors, reports, and documents — so your compliance team focuses on strategy and oversight, not manual report generation and deadline chasing.

AI-Generated Regulatory Reports
Every regulatory return — CBK, CBN, SARB, BoG, FATF, Basel, IFRS — auto-drafted by AI in the correct format for each regulator, on schedule, with data pulled directly from your core banking system. Zero manual preparation, zero missed deadlines.
Zero Manual Reports
Real-Time Compliance Monitoring
18,400+ compliance rules checked against every transaction and process in real time — flagging breaches, near-misses, and policy violations the instant they occur, with graded alerts and recommended remediation actions surfaced immediately.
18,400+ Rules · Real-time
AML / CFT Transaction Monitoring
AI-powered transaction surveillance detecting money laundering patterns, structuring, layering, and terrorist financing signals — with automated STR/SAR generation in FATF-compliant format and seamless FIU submission integration.
Auto-STR / SAR
Audit-Ready Documentation
Every compliance decision, exception, override, and approval stored in an immutable, time-stamped audit trail — organised by framework, period, and responsible officer. Regulators and internal auditors can query, export, and verify in seconds.
Instant Audit Export
KYC Lifecycle Management
Automated KYC refresh scheduling based on risk tier — tracking expiry dates, triggering re-verification workflows, and escalating overdue cases to compliance officers. Full CDD and EDD documentation generated and stored automatically for every customer.
CDD / EDD Automated
Regulatory Change Management
AI monitors regulatory publications across all jurisdictions — automatically parsing new circulars, identifying policy changes that affect your operations, and updating compliance rule sets without manual review. Never be caught off-guard by a regulatory update again.
Auto-Rule Updates
How it works

From every transaction to
full regulatory coverage

01
Data ingested from every system
Every transaction, customer record, staff action, and process event is captured from core banking, payment systems, and operational tools — giving the AI compliance engine a complete, real-time picture of everything happening across your institution.
All Systems Live
02
AI checks 18,400+ rules in real time
Every data point is evaluated against your entire regulatory ruleset — AML typologies, transaction limits, KYC requirements, capital ratios, reporting thresholds — with breaches and near-misses surfaced to the right compliance officer instantly.
Real-time Rules
03
Reports generated automatically
AI drafts every regulatory return — pulling live data, applying the correct methodology, and formatting in the exact template each regulator requires. Reports are ready days before deadlines, with compliance officers reviewing AI drafts rather than building from scratch.
Auto-Generated
04
Audit trail complete & exportable
Every compliance decision, override, exception, and approval is logged with AI reasoning, responsible officer, and timestamp — stored immutably and immediately exportable for regulator examination, internal audit, or ALCO board review.
Instant Export
● LIVE
✓ Ingest ⟳ Monitor Report Audit
Data Ingestion — All Sources Live
Core Banking Events14,820 today
Customer Records284,610 synced
Payment Transactions8,420 screened
Staff Actions Logged1,840 today
All liveZero gaps
Compliance Monitoring — Real-time
✅
AML rules — all clear18,400 checked
⚠️
STR threshold — 2 flaggedReview
📋
KYC expiry — 14 dueScheduled
99.6% COMPLIANCE SCORE · ZERO CRITICAL GAPS
Report Generation — Auto
CBK Monthly Return✓ Submitted
FATF STR #4821⟳ Drafting 3s
Basel III Capital Return✓ CAR 14.2%
AML Annual Report✓ Ready
Audit Trail — Immutable Log
Total Events Logged4.2M records
Oldest Record7 years stored
Export FormatPDF / CSV / XML
Last Regulator ReviewZero findings
Tamper-proofInstant export
99.6%
Score
2,840
Reports/Day
Zero
Missed Deadlines
STR auto-drafted — 3 seconds
99.6% compliance score ✓
Regulatory frameworks

Every framework your
regulators require

zung.ai's compliance engine covers 60+ regulatory frameworks across Africa, Europe, and global standards — automatically adapting to each jurisdiction's reporting format, methodology, and submission schedule.

🏦
AML & Financial Crime
Complete transaction monitoring, suspicious activity detection, and regulatory reporting for anti-money laundering and counter-terrorist financing obligations.
FATF 40 Recommendations
Auto STR / SAR generation
Sanctions screening (OFAC, UN, EU)
PEP & adverse media monitoring
AML / CFT
🏛️
Central Bank Returns
Automated generation of every statutory return required by African central banks — in the exact format, methodology, and schedule each regulator prescribes.
CBK (Kenya) · CBN (Nigeria)
SARB (South Africa) · BoG (Ghana)
BNR, BNM, BoU + 9 more
Weekly, monthly & quarterly returns
12 Central Banks
📐
Basel III / IV Capital
Automated capital adequacy calculation, risk-weighted asset computation, and submission-ready Basel III/IV returns — updated in real time as the balance sheet changes.
CAR / Tier 1 & Tier 2 tracking
RWA computation (credit, market, ops)
LCR / NSFR liquidity reporting
ICAAP / ILAAP automation
Basel III / IV
👤
KYC & Customer Due Diligence
Automated KYC lifecycle management — risk-tiered refresh scheduling, CDD and EDD documentation generation, and escalation workflows for high-risk customers.
Risk-based KYC refresh
CDD / EDD auto-documentation
UBO identification & tracking
Expiry alerts & escalation
CDD / EDD / UBO
📊
IFRS 9 & Credit Risk
AI-powered Expected Credit Loss modelling, stage classification, and IFRS 9 disclosure reports — generated automatically with full audit trail and sensitivity analysis for finance committees.
Stage 1 / 2 / 3 classification
ECL model computation
Sensitivity & scenario analysis
IFRS 9 disclosure notes
IFRS 9
🌐
Data Privacy & Consumer Protection
Automated compliance with GDPR, Nigeria's NDPR, Kenya's DPA, and South Africa's POPIA — consent tracking, data breach notification workflows, and subject access request automation.
GDPR · NDPR · DPA · POPIA
Consent lifecycle management
Data breach notification automation
SAR / DSAR response workflows
Privacy & Data
Developer-first

Compliance intelligence
via one API call

Query live compliance status, trigger report generation, and access the audit trail from any system — via REST API or pre-built dashboard widgets for your compliance portal.

GET /v1/compliance/status
// Get live compliance status
const status = await zung.compliance.status({
  bank_id: "bank_7kx2",
  frameworks: ["aml", "kyc", "basel"],
  include_alerts: true
});

// Response
{
  "score": 0.996,
  "open_alerts": 2,
  "pending_reports": [{...}],
  "deadlines_at_risk": 0,
  "last_audit_ready": true
}
On-demand report generation
Trigger any regulatory report via API — the AI pulls live data, applies the correct methodology, and returns a submission-ready document within seconds.
Real-time breach webhooks
Subscribe to compliance breach events — AML flags, KYC expiries, capital ratio warnings — pushed to your compliance portal, Slack, or email the moment they trigger.
Audit trail export API
Query and export the complete audit trail for any period, framework, or officer — in PDF, CSV, or XML — ready for regulator submission or internal review in seconds.
Platform security

The compliance platform
you can trust regulators with

zung.ai's compliance platform is built to the same standards your regulators impose on your institution — with end-to-end encryption, immutable records, role-based access, and full data sovereignty controls.

Immutable Tamper-Proof Records
Role-Based Access & Segregation
7-Year Retention Policy
Data Residency & Sovereignty
SOC 2 Type II · ISO 27001
Four-Eyes Approval Workflows
Immutable Audit Logs
Every compliance event stored tamper-proof for 7+ years — fully searchable and instantly exportable for regulatory examination at any time.
Compliance Officer Segregation
Granular role permissions separating compliance, operations, and management — preventing conflicts of interest and maintaining independence required by regulators.
Four-Eyes Approval
Dual-authorisation workflows for high-risk decisions — STR submissions, KYC overrides, exception approvals — with digital sign-off and full reasoning documented.
Data Sovereignty
All compliance data processed and stored within your country's jurisdiction — configurable per-country for pan-African banks operating across multiple regulators.
Integrations

Connects with every system
your compliance team uses

Pre-built connectors for core banking, watchlist providers, FIU portals, audit tools, and regulator submission systems — with zero disruption to existing compliance workflows.

Never miss a deadline again

Compliance that runs
itself, reports itself

Join 65+ banks using zung.ai to achieve 99.6% compliance scores, generate 2,840+ reports daily, and never miss a regulatory deadline — across 60+ frameworks in 12+ jurisdictions, automatically.

Book a Live Demo → View API Docs
Live in 6 weeks Zero missed deadlines SOC 2 Type II 60+ frameworks