●Decision Engine GLOBAL
◆Speed 200ms
●Auditable 100%
◆Explainable Always
●Rules No-code builder
◆Countries 180+
●Decision Engine GLOBAL
◆Speed 200ms
●Auditable 100%
◆Explainable Always
●Rules No-code builder
◆Countries 180+
AI Brain · Decision Engine · zung.ai Global
Hard rules + AI.
Transparent. Auditable.
Decisive.
zung.ai's Decision Rules & AI Fusion Engine combines deterministic business rules with probabilistic AI models into a single decision pipeline — giving you the explainability of rules and the accuracy of AI in every credit, fraud, and compliance decision globally.
DM
KA
LN
SR
Rules + AI fused in every decision globally
200ms
Full Decision
100%
Auditable
Rules+AI
Fused
💚Decision: Loan #LN-9821 — Score 742 + Rules: APPROVE200ms · traced
⚡Rule fired: Max Loan Exposure exceeded — REFER to officerRule override
🔮AI + Rule conflict: Score 680 but KYC flag — ESCALATEEscalated
💚Audit log: Decision #D-8821 — 14 factors · pre-action loggedImmutable
⚡Business rules — no-code rule builder live
📊AI model outputs — fused with rule results
🔐Explainable decisions — SHAP + rule trace
🤖Audit log — every factor before every action
RULES + AI · TRANSPARENT · AUDITABLE · EXPLAINABLE
Rules + AI fused — every decision in 200ms ✓
100% auditable — every factor logged pre-action ✓
200ms
End-to-end decision time rules + AI
100%
Decisions fully auditable with factor log
Zero
Black-box decisions — always explainable
180+
Countries with live decision engine
Decision engine capabilities
Business logic + AI. Best of both.
Combine your institution's exact business rules with AI model outputs in one transparent decision pipeline — every decision explainable, auditable, and overridable globally.
No-Code Rule Builder
Configure credit policy, fraud rules, and compliance conditions through a visual rule builder — if-then-else logic, range conditions, and list membership — without writing code globally.
No-Code Rules
AI Score Integration
AI credit scores, fraud scores, and risk ratings fed into the rule engine as inputs — combined with business rules to produce a final ranked decision with confidence score globally.
AI + Rules
Decision Trace & Explainability
Every decision comes with a trace — which rules fired, what the AI scores were, and how they combined to produce the outcome. Readable by credit officers, members, and regulators globally.
Full Trace
Policy Override & Escalation
When AI and rules produce conflicting signals, the engine escalates to a human with both the AI recommendation and the rule flag pre-packaged. Every override logged with reason globally.
Override Flow
Scenario Testing
Test rule changes and model updates in a sandbox before deploying — see how the decision mix changes, what approvals are affected, and what the expected NPL impact is globally.
Sandbox Test
Regulatory Explainability
Generate regulator-ready decision explanations — the exact factors, thresholds, and model contributions that led to every credit decision — meeting adverse action requirements globally.
Reg Explain
Decision Rules & AI Fusion
Transparent AI decisions that regulators and members trust.
zung.ai fuses business rules with AI in one transparent decision pipeline — 200ms decisions, full audit trail, and explainability from every factor globally.
Rules + AI200ms100% auditableSOC 2 Type II