●Our Story GLOBAL
◆Founded 2019
●Institutions 500+
◆Members 12M+
●Disbursed $2.4B+/yr
◆Countries 180+
●Our Story GLOBAL
◆Founded 2019
●Institutions 500+
◆Members 12M+
●Disbursed $2.4B+/yr
◆Countries 180+
Who We Are · Our Story · zung.ai Global
We rebuilt core banking
natively on AI.
Here's why.
zung.ai was founded on a single conviction: that the world's 10,000+ MFIs and SACCOs serving 3 billion underserved people deserved the same AI capabilities as Goldman Sachs — and that the only way to give it to them was to rebuild core banking from scratch, with AI at the foundation, not bolted on after the fact globally.
AK
MN
LO
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The team that rebuilt core banking for the world
2019
Founded
10K+
MFIs Served
180
Countries
🔮Mission: AI banking for 3B underserved people — in progressMission
💚Milestone: 500th institution live — São Paulo, BrazilReached ✓
⚡Impact: 12M+ members with AI banking — growing daily12M+ globally
💚Decision #84M today: AI loan approved — Accra, Ghana84M · daily
⚡Founded 2019 — mission: AI banking for MFIs
📊Rebuilt CBS from scratch — AI-native core
🔐500+ institutions live — 12M+ members
🤖$2.4B+ annual disbursements processed
MISSION-DRIVEN · AI-NATIVE · GLOBAL FROM DAY ONE
Founded 2019 — built for financial inclusion ✓
AI-native from day one — not bolted on ✓
2019
Founded — AI-native from day one
500+
Institutions live across 180 countries
12M+
Members served through zung.ai globally
$2.4B+
Annual disbursements processed globally
The zung.ai story
Born to rebuild banking for the underserved.
zung.ai was built for the MFIs and SACCOs serving the world's most financially excluded communities — because they deserved AI banking that was designed for them, not adapted from it globally.
The Problem We Saw
In 2019, the world's 10,000+ MFIs and SACCOs were running on legacy CBS built in the 1990s — expensive to maintain, impossible to integrate, and completely incapable of AI. We decided to fix that globally.
The Problem
Why We Built It From Scratch
Adding AI to a legacy core is like adding a jet engine to a horse cart. We knew the only way to make AI banking real for MFIs was to rebuild the entire core with AI as the foundation — not an add-on globally.
AI-Native
The Global Vision
From day one, we built for the world — not for one country or region. The same platform powers SACCOs in Accra, rural MFIs in Mumbai, cooperative banks in São Paulo, and Islamic lenders in Kuala Lumpur globally.
Global · Day 1
500+ Institutions Later
Today, 500+ institutions across 180 countries use zung.ai — serving 12M+ members, processing $2.4B+ annually, and making 84M+ autonomous AI decisions every day. We're just getting started globally.
Where We Are
The Mission That Drives Us
Financial inclusion is not charity — it's infrastructure. Every MFI that runs on AI-native banking serves more members, makes better decisions, and survives the market pressures that are killing paper-based institutions globally.
Our Mission
What Comes Next
We're building the intelligence layer for the entire $3.7T informal finance sector — AI that learns across every institution, improves with every transaction, and raises the floor for financial access everywhere globally.
The Future
Our Story
Building the AI intelligence layer for global finance.
zung.ai was built to give the world's MFIs and SACCOs AI banking capabilities that only tier-1 institutions could access — live in 500+ institutions across 180 countries globally.
Founded 2019AI-native500+ live180 countries