What's new in
zung.ai.

CreditScore_v5 auto-deployed across all institutions — AUC improved from 0.952 to 0.974 at the 60-day prediction horizon. Improvement driven by 8 new alternative data features including mobile money velocity signals and peer group comparison scores globally.

Beta release of the GenAI-powered member service assistant for WhatsApp. Members can ask account questions, request loan balance details, and get financial coaching in 49 languages. Available to Scale and Enterprise institutions — opt-in via settings globally.

IFRS 9 ECL reports now submit directly to central bank portals in 12 countries — Nigeria CBN, Kenya CBK, Ghana BoG, Rwanda BNR, and 8 more — with one click. Report formatting, submission, and confirmation receipt all automated globally.

Infrastructure optimisation reduced average REST API response time from 142ms to 84ms — a 41% improvement. P99 response time reduced from 890ms to 320ms. Benefits all API integrations, embedded finance deployments, and BaaS clients globally.

40 additional ISO 4217 currencies added to the multi-currency module — including XAF, XOF, MRU, STN, KMF, and Pacific island currencies. Real-time FX rate feeds for all 180+ supported currencies globally.

FraudDetect_v8 deployed with a new synthetic identity detection capability — identifying fabricated KYC documents and identity combinations before account opening. Detection accuracy 91.4% with 0.3% false positive rate globally.

Members now receive inline balance trend charts in WhatsApp — a 90-day savings or loan balance chart rendered as a WhatsApp image. 68% of members who see the chart take a financial action within 24 hours globally.

Resolved an edge case where accounts with exactly 90 days of inactivity and a pending transaction were incorrectly flagged as dormant during EOD. Affected 0.003% of accounts globally. All affected accounts retroactively corrected.